ACCIDENT INSURANCE POLICY



 

An Insight in to the Personal Injury Claim under Accident Insurance Policy


It is very difficult to evaluate a personal injury claim because it involves the damage done to the body of a person . We cannot forget the medical bills that are a natural and direct result of the injury nor can we ignore pain and suffering the injured has to deal with.

In addition to the above, personal injury also means a lot of financial expenses which may be - repairing your motor vehicle, lost wages, a shock to your life style, a tremendous inconvenience and periods of pain and discomfort - - all of it a direct result of your injuries.


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What is not to be forgotten is the long list of possible medical expenses. For example: Doctor fees, medicines purchased, Ambulance, Emergency Room Care, Hospital or Clinic, Specialist fee, Laboratory Fees and Services, Diagnostic Tests , X-Rays and Scans, Surgical Apparatus (Canes & Crutches), Physical Therapy, Nurse Fees, Gauze and Tape, Ace Bandages .. The list goes on and on.

While the injury claim definitely includes reimbursement of medical and other related expenses , compensation / reimbursement of lost wages, damage to the vehicle , permanent disability suffered can be claimed only depending on the type of cover taken.

 
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See Also :
 
An Insight in to Medical Expenses in Accident Insurance Claim
 
• Accident Facts
 
 
 
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