An Insight in to Medical Expenses in Accident Insurance Claim



Home	Sitemap	Contact

MEDICAL EXPENSES IN ACCIDENT INSURANCE

An Insight in to Medical Expenses in Accident Insurance Claim

Accidents almost always result in injuries. It's true that a very small percentage of road accidents cause big, serious injuries but that doesn't mean you shouldn't be compensated for simple injuries. When an injury claim is preferred, the insurer may require that you be examined by the physician of his choice. Such a physician will be true not to his patient but to the insurer. He will find all possible ways to observe 'no objective basis" for your physical complaints. Hold your ground and consult your attending physician and agree to be examined by the insurer's physician later, as much time would have passed by then.

If you are not guilty of negligence or fault that caused the accident, spell it in clear terms to your attorney. The insurance Company, whether it likes or not, will have to settle the vehicle damage claim, your accident injury medical bills and compensation for lost wages. The contingency fees payable to the advocate will not depend on how much damages is paid under the above heads, because you would have collected these claims, anyway. A huge percentage of the total amount paid for the claim will be usually claimed as legal fees. Do not commit the mistake of looking up to the advocate as your savior.

It's a proven fact that a vast majority of motor accident cause only minor injuries. While bodily injury can be specifically measured, the limits of pain and suffering cannot be measured .Each of us has a different "pain threshold" - - that is, the point at which we begin to feel physical pain . The pain threshold does not correspond to the nature of injury suffered, it has a lot to do with your previous experience of similar pain, how well you remember it, and your ability to understand what caused you that pain, and its consequences, the last time around.

Physical pain will be increased by stress and strain. Even ordinary pain could be magnified by personal anxiety. There are also emotional reactions to the injury. A bodily injury is bound to cause some degree of mental distress. The duration and severity of it depends on a number of factors: The type of individual you are, the ultimate consequences of the injury you sustained, and the life stresses or strengths you're experiencing at the time of your injury

When it comes to muscle injuries one thing you must keep in mind is that when one part of the body demands rest , we try to compensate by placing a new burden on other muscles. This only further complicates the pain, because the muscles that are used to play an additional role (in addition to doing their usual load of work) will cause a lot of pain on account of their new role.