How can Health Insurance cost be reduced ?

Many factors decide the cost of healthcare. These factors include: general inflation, advances in drugs and other medical devices, rising hospital and doctor expenses, government mandates, increased consumer demand, litigation, fraud, and cost shifting.

The basic answer is that since the cost of health care cannot be controlled, a magic bullet to solve the cost of insurance does not exist .A simple way to dramatically decrease the dollars spent on healthcare is to reduce the demand for healthcare.

Up to 40% of all healthcare related expenses result from preventable conditions. These preventable conditions are caused by lifestyle choices such as tobacco, obesity, stress, lack of exercise and poor diet.